Financial Statement Analysis for Financial Institution

TANGGAL
18 – 19 Juni 2013
22 – 23 Agustus 2013
24 – 25 Oktober 2013
12 – 13 Desember 2013

WAKTU PENYELENGGARAAN
09.00 – 16.00 WIB

TEMPAT PELAKSANAAN
Gedung Ariobimo Sentral 4th Floor
Jl. HR. Rasuna Said Kav X-2 No. 5
Jakarta 12950

TRAINER
Chaidir Nurdin

DESKRIPSI
Pelatihan intensif Financial Statement Analysis For Financial Institution dua hari ini akan membahas secara menyeluruh bagaimana teknik dan aplikasi dalam menganalisa laporan keuangan perusahaan yang bergerak di sector financial. Dengan penyajian materi yang aplikatif, diharapkan peserta dapat memahami struktur dan pembuatan laporan keuangan, menguasai teknik menganalisa, menilai tingkat resiko serta kesehatan perusahaan.

MANFAAT PELATIHAN BAGI PESERTA

Memahami tingkat resiko pada setiap produk-produk dan lini bisnis yang ditawarkan oleh perusahaan dan refleksinya dalam laporan keuangan
Memahami karakteristik dan komponen dari laporan keuangan
Memahami peraturan-peraturan yang terkait dengan kebijakan prosedur pelaporan serta pengaruhnya pada laporan keuangan
Memahami variable-variabel yang harus dianalisa dalam laporan keuangan
Menguasai teknik menganalisa laporan keuangan dengan framework CAMELS ( (capital, asset quality, management, earnings, liquidity and sensitivity to market risk) untuk menilai resiko dan kesehatan perusahaan

MATERI
I. FINANCIAL STATEMENT OF FINANCIAL INSTITUTION

Key Activities and Products Of Financial Institutions
Business Models And Key Drivers of Performance
CAMEL As Key Performance Indicators
Relating The Business to The Balance Sheet and Income Statement
Major Balance Sheet and Income Statement Components

II. CAPITAL ADEQUACY ANALYSIS

Types of capital, reported book equity, adjusted common equity, hybrid capital
Key drivers of capital: earnings, asset valuation, capital raising
Risk weighted assets
Interpreting Key Ratios

III. ASSET QUALITY ANALYSIS

Types of credit risk, on and off balance sheet, accounting for problem loans
Loan quality Analysis: portfolio analysis, problem loans (past due, non accrual and restructured loans)
Reserve adequacy: provisioning levels, allowance, charge offs and recoveries
Securitization assets: residual risk, servicing rights
Key indicators of risk appetite: growth, underwriting standards, risk profile

IV. EARNINGS ANALYSIS

Types of income and expense, impact of earnings accrual and asset impairment policies, core and non core earnings
Key drivers of earnings: net interest margin, fees and commissions, trading
Ratios to measure quality and diversity of income, cost control, provision burden

V. LIQUIDITY AND FUNDING ANALYSIS

Funding sources, on and off balance sheet treatment for securitization
Funding stability and liquidity: deposits, commercial paper, repos, inter-bank lines, senior and subordinated bonds, common and preferred stock
Analyzing Key Drivers of Liquidity: volatility of liabilities, quality and liquidity of assets, contingency funding needs

VI. SENSITIVITY TO MARKET RISK ANALYSIS

valuation techniques for investments and derivatives – fair value through income statement, available for sale, held to maturity;
Risk in the securities and derivatives portfolios
Value at risk and other measures of market risk: advantages and disadvantages.

VII. LOCAL AND INTERNATIONAL BENCHMARKS FOR KEY PERFORMANCE INDICATORS

PESERTA
Staf dan manager treasury, finance dan accounting serta para staf dan manager fungsional lainya

METHODE

Interaktif Kelas dengan Case Study, Group Discussion, & Sharing Experience
Rencana Kerja dan Capaian Hasil Pelatihan
Para peserta akan diajak untuk mendiskusikan hasil pelatihan yang akan dijadikan rencana kerja setelah kembali ke dunia kerja, dan capaian hasil rencana kerja
Evaluasi Hasil Pelatihan (Optional)

INVESTASI
Rp 2.850.000 per peserta
Discount Rp. 250.000,- untuk Early Bird (Pembayaran 2 minggu sebelum kegiatan training)
Peserta 3 (tiga) orang, discount Rp. 250.000,-/orang

FACILITIES